Which best describes the best way to save a bundle on your mortgage payments? a must have. The most important part of any financial decision is your frugality! Keeping up with your mortgage payments and other bills is the best way to save money in the long run. The best ways to save are: - paying your bills on time - using a budget saving app or a prepaid credit card - taking advantage of any type of discount programs that you can get your hands on! The best place to start is with your current bank. There are also many free websites that offer a wide variety of resources for all your financial needs. Using these sites will save you a lot of time and stress! The best one is a website called PayByPhone. It's a free service that allows you to connect to hundreds of top lenders for a single fee.